Renting in St. Louis? You may be able to buy instead. We have 47 homes for sale in St. Louis, Missouri that you can buy with no credit check and no bank, sold directly with owner financing. Prices run from $7,000 to $99,000. Down payments start at $1,000 (the typical one here is about $2,000). Monthly payments start around $225, which is often less than rent for a home this size. You will find 1 to 3 bedroom homes.
Looking at houses for rent? Type what you pay in rent each month and we will show the homes here with an estimated monthly payment at or under it. No credit check, no bank.
Every home on this page is sold with seller financing, sometimes called owner financing or a contract for deed. You make a down payment and then monthly payments straight to the seller. No mortgage application, no credit check, and no waiting on an underwriter. Learn how seller financing works.
Our homes in St. Louis, MO are sold with seller financing, which many people search for as rent to own. The difference is better for you: you own the home from day one instead of renting with an option to buy later, and your monthly payment goes toward a home that is already yours.
Yes. We do not run a credit check, verify income, or do a background screening. You pick a home, make the down payment, and make your monthly payments to the seller.
Very likely. Many renters do not know they can buy without a bank. Of our 47 homes in St. Louis, 40 have an estimated monthly payment of $900 or less, and the lowest is about $225 a month. Type your rent into the box on this page to see which homes fit.
Yes. Most of our buyers are first time home buyers. There is no mortgage to qualify for, no credit score needed, and the down payment is small, so you can stop renting without years of saving.
Down payments on our St. Louis, MO homes start at $1,000. Each listing shows its exact down payment and estimated monthly payment.
Open any listing and tap Request a Showing, or use the Schedule a Showing page. A housing specialist will reach out to set a time.
More reading: rent to own vs. seller financing, no credit check homes, first time home buyers, tired of renting.