Illinois

Homes in Illinois you can buy with no credit check

Renting in Illinois? You may be able to buy instead. We have 151 owner financed homes for sale in 31 Illinois cities, all sold directly with seller financing: no bank, no credit check, and no mortgage approval to wait on. Prices run from $15,000 to $136,000. Down payments start at $750. Pick a city to see every home there.

Paying rent in Illinois? See what you could own instead.

Looking at houses for rent? Type what you pay in rent each month and we will show the homes here with an estimated monthly payment at or under it. No credit check, no bank.

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Newest homes in Illinois

$900/month
$2,500 down
$84,000 purchase price
520 East Frye Avenue, Peoria, IL
3 bd 1 ba 1,414 sqft
Owner Financing Available
$850/month
$3,000 down
$90,000 purchase price
1106 St Michael Dr, Cahokia, IL
3 bd 1 ba 1,075 sqft
Owner Financing Available
$875/month
$3,000 down
$95,000 purchase price
1922 Harvest Ave, Cahokia, IL
2 bd 1 ba 1,050 sqft
Owner Financing Available
$995/month
$2,500 down
$101,000 purchase price
945 S Maffit St, Decatur, IL
3 bd 1 ba 1,032 sqft
Owner Financing Available
$800/month
$1,500 down
$68,998 purchase price
714 S Adams St, Lewistown, IL
2 bd 1 ba 0 sqft
Owner Financing Available
$865/month
$2,000 down
$82,500 purchase price
303 W. Sycamore Street, Carbondale, IL
2 bd 1 ba 994 sqft
Owner Financing Available
$850/month
$2,000 down
$89,000 purchase price
214 Pyle St, Carrier Mills, IL
3 bd 1 ba 0 sqft
Owner Financing Available
$750/month
$1,000 down
$59,000 purchase price
2313 W Wiswall St, Peoria, IL
2 bd 1 ba 759 sqft
Owner Financing Available
$800/month
$2,000 down
$88,000 purchase price
1931 N Edwards St, Decatur, IL
4 bd 2 ba 0 sqft
Owner Financing Available
$795/month
$2,500 down
$62,000 purchase price
724 N 82nd St, East St. Louis, IL
2 bd 1 ba 720 sqft
Owner Financing Available
$1,350/month
$3,500 down
$122,000 purchase price
3975 E William St, Decatur, IL
3 bd 1 ba 1,416 sqft
Owner Financing Available
$1,095/month
$2,500 down
$124,998 purchase price
2015 N Union St, Decatur, IL
4 bd 1 ba 1,042 sqft
Owner Financing Available

See all 151 homes in Illinois

Buying a home in Illinois without a bank

Every home here is sold with seller financing, which you may also see called owner financing, a land contract or a contract for deed. You make a down payment and then monthly payments straight to the seller. How seller financing works, what a contract for deed is, and how it compares with rent to own.